4/17/2024 0 Comments Fema flood zone vMany others not backed by the government would not lend to a homebuyer without flood insurance in at-risk areas. “For us residents who are trying to keep everything in order so we can be covered and safe, it’s now beginning to get harder,” Yates said.įlood insurance in some areas is required by mortgage lenders backed by the federal government. Another is a single parent with two daughters. One friend down the street is elderly and on a fixed income. Louis who didn’t have insurance and will now be required to do so. While Yates won’t have to make any changes, she said she feels for her neighbors on Church Lane in East St. “I've been with that house all of my life, and I have never known that home ever in my life to ever be flooded,” Yates said. Within two months, Yates estimates, the renovations wrapped up and she’d replaced much of what she lost. Yates’ teenage daughter also had a room below ground and lost a number of items. The rainwater damaged her basement and personal items. Her basement flooded last July when heavy rains inundated many homes in the area. Yates was one of a handful of community members who stopped by the open house at the Clyde Jordan Center in East St. “I, thankfully, already have it,” she said of flood insurance. Louis native, got zoned into a higher-risk area by the new map. Yates' home on Church Lane was flooded last July when heavy rains inundated the area. Louis resident, attended the FEMA open house in her hometown last week. Sharice Yates Sharice Yates, a lifelong East St. If new homes have been zoned into higher-risk areas, the property owners could be required to purchase flood insurance - which can be expensive. The communities most at risk tend to be predominantly ones of color and lower income. Those organizers and FEMA are also asking for feedback on the maps. “It could be significant changes it could be no change.” “It really varies from property to property what those changes could be,” Shulman said. While these maps are in their preliminary phase, community organizers and FEMA are asking for residents to educate themselves about the threat of flooding in historically hard hit parts of the Metro East. The maps, which have not been updated since 2003, depict the danger presented to home and property owners in Madison, St. “With this updated information, it will allow the county and individuals to make informed decisions,” said Dan Shulman, who works with FEMA’s Region 5 office based in Chicago. The Federal Emergency Management Agency held four open houses in various Metro East communities over the past two weeks to showcase the agency’s preliminary flood-risk maps for the area. They are easy-to-use resources that go beyond the basic flood hazard information on flood maps.Įxamples of relevant Flood Risk Products for coastal areas include coastal depth grids (which show how deep the water would be during the 1%-annual-chance flood at any given location) and tools that show where the risks from wave heights, severity of flooding, and erosion may have increased.Some Metro East residents may be mapped into a new flood zone - one that could require homeowners to purchase flood insurance. These non-regulatory tools are called Flood Risk Products. With these new and updated maps, communities can make floodplain management decisions based on the best available scientific information.įEMA is working with local community officials to produce additional data and hazard mitigation tools that will enable more strategic emergency preparedness, planning and risk reduction in coastal communities. Through Risk Mapping, Assessment and Planning (Risk MAP) , FEMA is updating the nation’s coastal Flood Insurance Studies (FIS) and Flood Insurance Rate Maps (FIRMs, or flood maps), where appropriate, and publishing new flood maps of densely populated areas that were not previously mapped. To help coastal communities understand and reduce their risks, FEMA has initiated coastal flood hazard studies for 100% of the populated coastline.
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